Service Area: Atlanta - Georgia
48- HOUR TURNAROUND
CJS Flooring Financing Options
The rate you get with Wisetack may be lower than the rate your credit card company charges for maintaining a balance. Our financing options have simple interest, while credit cards charge compound interest.
We don’t charge late fees, prepayment fees, or origination fees.
With Wisetack, you know exactly how much you will pay. Many people like knowing the exact monthly payment amount and find that financing with a fixed term for a specific purpose may be more affordable than a credit card.
All financing is subject to credit approval. Your terms may vary.
Payment options through Wisetack are provided by our lending partners.
Example: A $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR
Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees.
When checking your eligibility, Wisetack and its lending partners perform a soft credit pull, which means that your credit score will not be affected.
However, accepting a financing offer can affect credit, and repayment behavior will also affect credit.
With Wisetack, customers can check their financing options with no credit impact.
When a customer submits a prequalification or financing application, a soft credit check is pulled to determine what options are available to them.
This means that customers can see how much they could qualify for and what their monthly payment would be—without having to worry about their credit score.
We pride ourselves on helping borrowers get the services they need while providing them with a transparent, fair, and simple financing experience.
In addition to only requiring a soft pull when determining options, the application process through Wisetack takes only seconds and presents highly competitive rates—including 0% APR loans for qualified customers.
No deferred interest. What you see is what you pay.
Customers love us: our average NPS (Net Promoter Score) is 78 (For reference, the average NPS in the financial services industry is somewhere around 56 orFinal- Footer 1 44, depending on who you ask).Final footer 2